{"id":10586,"date":"2015-09-21T14:50:16","date_gmt":"2015-09-21T21:50:16","guid":{"rendered":"http:\/\/69.46.6.243\/?p=10586"},"modified":"2015-09-21T14:50:16","modified_gmt":"2015-09-21T21:50:16","slug":"an-update-on-filing-fire-damage-claims-from-state-farm","status":"publish","type":"post","link":"https:\/\/new.thepinetree.net\/?p=10586","title":{"rendered":"An Update On Filing Fire Damage Claims From State Farm"},"content":{"rendered":"<p>San Andreas, CA&#8230;As the devastating Northern California wildfires continue to burn \u2013 the Valley and Butte Fires have destroyed thousands of acres and hundreds of homes- at State Farm we would like to remind customers the steps they can follow to seek assistance.<\/p>\n<p><a href=\"https:\/\/new.thepinetree.net\/wp-content\/uploads\/2015\/09\/statefarm.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-10588\" src=\"https:\/\/new.thepinetree.net\/wp-content\/uploads\/2015\/09\/statefarm.jpg\" alt=\"statefarm\" width=\"257\" height=\"36\" srcset=\"https:\/\/new.thepinetree.net\/wp-content\/uploads\/2015\/09\/statefarm.jpg 257w, https:\/\/new.thepinetree.net\/wp-content\/uploads\/2015\/09\/statefarm-254x36.jpg 254w\" sizes=\"auto, (max-width: 257px) 100vw, 257px\" \/><\/a><\/p>\n<p><strong>What to Expect from the Claims Process<\/strong><\/p>\n<ul>\n<li>Customers who have suffered damage should contact their local State Farm agent, call<strong> 1-800-SF-Claim<\/strong>, or log onto <a href=\"http:\/\/www.statefarm.com\/\"><em><u>StateFarm.com<\/u><\/em><\/a> to report it.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><strong>Additional Living Expense (ALE)<\/strong><\/p>\n<ul>\n<li>ALE is the portion of a homeowners or tenant insurance policy that protects you in the event that a covered loss causes the residence premises to become uninhabitable.<\/li>\n<li>Provides coverage for the necessary increase in cost you incur to maintain your standard of living for up to 24 months<\/li>\n<li>The homeowners or tenant policy deductible applies to this coverage.<\/li>\n<li>Save receipts of your additional living expenses for your claim representative.<\/li>\n<li>Coverage subject to all the terms and conditions of the insurance policy contract.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><strong>Hiring a Reputable Contractor<\/strong><\/p>\n<ul>\n<li>Contact your local home builders association or remodelers council for a directory of reputable contractors.<\/li>\n<li>Make sure the contractors are currently licensed, registered and insured.<\/li>\n<li>Get at least three different estimates.<\/li>\n<li>Insist on a written contract that includes: contractor\u2019s contact information, project timeline, payment schedule and permit requirements.<\/li>\n<li>Signs of Poor Business Practices or Possible Scam Involving a Contractor:<\/li>\n<\/ul>\n<p>-Pushy door-to-door sales tactics or unsolicited calls are common after a disaster.<\/p>\n<p>-Promising discounts for using leftover materials or for referring other customers.<\/p>\n<p>-Insisting on a large deposit or cash payments in full.<\/p>\n<p>-Asking you to secure building permits.<\/p>\n<p>-Unwillingness to provide local contact information<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>San Andreas, CA&#8230;As the devastating Northern California wildfires continue to burn \u2013 the Valley and Butte Fires have destroyed thousands of acres and hundreds of homes- at State Farm we would like to remind customers the steps they can follow to seek assistance. What to Expect from the Claims Process Customers who have suffered damage [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":10590,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_cbd_carousel_blocks":"[]","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[3,1,13],"tags":[],"class_list":["post-10586","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business","category-news","category-traffic-fire","last_archivepost"],"jetpack_featured_media_url":"https:\/\/new.thepinetree.net\/wp-content\/uploads\/2015\/09\/160px-State-farm-logo.svg_.png","jetpack_sharing_enabled":true,"jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/new.thepinetree.net\/index.php?rest_route=\/wp\/v2\/posts\/10586","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/new.thepinetree.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/new.thepinetree.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/new.thepinetree.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/new.thepinetree.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=10586"}],"version-history":[{"count":0,"href":"https:\/\/new.thepinetree.net\/index.php?rest_route=\/wp\/v2\/posts\/10586\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/new.thepinetree.net\/index.php?rest_route=\/wp\/v2\/media\/10590"}],"wp:attachment":[{"href":"https:\/\/new.thepinetree.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=10586"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/new.thepinetree.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=10586"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/new.thepinetree.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=10586"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}