{"id":129347,"date":"2021-09-24T12:50:40","date_gmt":"2021-09-24T19:50:40","guid":{"rendered":"http:\/\/new.thepinetree.net\/?p=129347"},"modified":"2021-09-24T12:50:40","modified_gmt":"2021-09-24T19:50:40","slug":"insurance-commissioner-ordered-insurance-companies-to-preserve-coverage-in-22-counties","status":"publish","type":"post","link":"https:\/\/new.thepinetree.net\/?p=129347","title":{"rendered":"Insurance Commissioner Ordered Insurance Companies to Preserve Coverage in 22 Counties"},"content":{"rendered":"

Sacramento, CA…Insurance Commissioner Ricardo Lara ordered insurance companies to preserve residential insurance coverage for more than 325,000 policyholders who have been affected by devastating Northern California wildfires across 22 counties. This Order<\/a>\u00a0protects those living within the perimeter or adjoining ZIP Code of a declared wildfire disaster regardless of whether they suffered a loss, including the Dixie, Caldor, River, Tamarack, Antelope, McFarland, Monument, Fly, and Cache fires.<\/p>\n

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\u201cClimate change-fueled wildfires continue to devastate homeowners and communities. My moratorium orders help provide short-term relief as we address the root causes of these ever-intensifying natural disasters,\u201d said Commissioner Lara. \u201cThis California law empowers my office to help give people the breathing room they desperately need as they recover. I will both continue to enforce this law to protect consumers and continue working to create long-term solutions.\u201d<\/p>\n

The Commissioner’s ability to issue moratoriums is a result of a California law he authored in 2018 while serving as state senator in order to provide temporary relief from non-renewals to residents living within or adjacent to a declared wildfire disaster.<\/p>\n

Today\u2019s moratorium order follows Governor Gavin Newsom’s six emergency declarations this summer and gives protection from insurance company-initiated non-renewals for one year for residential property insurance policies in ZIP codes within or adjacent to the fire perimeter. Today\u2019s declared moratorium includes Governor Newsom\u2019s\u00a0July 23<\/a>,\u00a0August 5<\/a>,\u00a0August 10<\/a>,\u00a0August 17<\/a>,\u00a0August 30<\/a>, and\u00a0September 7<\/a>\u00a0Declarations affecting parts of Alpine, Amador, Butte, Calaveras, El Dorado, Glen, Humboldt, Lake, Lassen, Mendocino, Modoc, Mono, Nevada, Placer, Plumas, Shasta, Sierra, Siskiyou, Tehama, Trinity, Yolo, and Yuba counties. Consumers\u2019 one year of protection from non-renewal starts on the date of the Governor\u2019s emergency declaration that included the fire affecting them.<\/p>\n

Today’s\u00a0order<\/a>\u00a0protects 325,000 policyholders and is in addition to 25,000 policyholders who were protected in the Commissioner\u2019s moratorium order following the\u00a0July 23 wildfire emergency<\/a>\u00a0in Lassen, Plumas, and Siskiyou counties.<\/p>\n

Consumers can go to the California\u00a0Department of Insurance website<\/a>\u00a0to see if their ZIP Code is included in the moratorium. Consumers should contact the Department of Insurance at 800-927-4357 or via chat or email at\u00a0insurance.ca.gov<\/a>\u00a0if they believe their insurance company is in violation of this law, or have additional claims-related questions.<\/p>\n

The Commissioner’s action is part of a larger solution he is pursuing for consumers and wildfire survivors that includes working to increase insurance protections and market competition to help protect consumers. Commissioner Lara\u2019s actions since taking office in 2019 include:<\/p>\n